Use the below code
WebDriverWait wait=new WebDriverWait(driver,10);
wait.until(ExpectedConditions.elementToBeClickable(By.cssSelector("div>input[type='radio'][name='selectToInsertTemplate']""div>label[class='control-label']"))).click();
OR can use javascriptExecutor
WebElement radio = driver.findElement(By.cssSelector("div>input[type='radio'][name='selectToInsertTemplate']""div>label[class='control-label']"));
JavascriptExecutor js = (JavascriptExecutor)driver;
js.executeScript("arguments[0].click();", element);